"In order to transform the user experience, HDFC Bank has partnered with US-based Human Factors International, a world leader in user interface and user experience design consulting. It wants to find out the expectations of customers when it comes to creating a wonderful experience for mobile and internet banking. While making a payment, the customer has various options like NEFT, RTGS, IMPS, UPI, etc. However, since customers are in a hurry and they do not care what the mode of transfer is and keeping in mind that the experience should be seamless, a customer is not required to choose options each time—the system defaults to NEFT, for instance. The customer always has the option to choose a different method."
HDFC Bank 2.0 by Tamal Bandyopadhyay